Looking for Free Mint Alternative? These are the Best Options Available Today!

In 2024, users are rethinking their choice of personal finance apps, with many considering alternatives to the widely-known and Loved Mint App. 🔄 This exploration is due to an un-welcomed decision Mint Makers made , when they announced they are merging the best free budget tracker app with their own sub-par Credit Karma in March 2024. As Expense tracking apps with bank integration has never been this much important before this shocker of a News for Mint Users.

We got in to the research for this and tried more than 26 apps to find out the best free and paid option available, so you don’t have to! Also Check out our Detailed Comparison of all 26 apps/platforms we tested on a Google sheet.

Let’s delve into the world of feature-rich, free budget tracking apps that can be Alternative to Mint in 2024.

What made Mint so Great?

Mint garnered its reputation as the best budget tracker app for several compelling reasons. Its user-friendly interface and seamless integration with various financial accounts made it exceptionally convenient for users to monitor and manage their finances in one centralized platform. Believe it or Not, Mint had it all to be the best finance app. It had the following ingredients to make it the best and also make it a lot harder to find its alternative.(We will try our best )

What Features should we look for in Mint’s Alternative (Personal finance/Budget Tracking App)?

• • Is it a Free Option?

• • Cost for Premium Version

• • Do they Offer Free Trial?

• • Available ON Platforms – Web,iOS, Android?

• • Allows multiple refreshes per day ?

• • Net Worth Tracking

• • Balance History Manual Import (for Net Worth)

• • Can We Edit Transaction?

• • Monthly Budgeting

• • Bills Tracking

• • Goals Tracking

• • Trends Reports

• • Does it Track Credit Scores?

• • Investment Tracking

The Cream of the Crop: Best Free Alternatives 🌐💰

EMPOWER Finance (Personal Capital)📊💼

Known for its robust budgeting tools and investment tracking capabilities, Personal Capital is a top-notch free alternative. Dive into detailed financial insights and keep a close eye on your investments seamlessly.

Get Empower Today!

 

Pros

• Free to Use – No Ads 
• Supports All Accounts
• Net Worth Tracking
• Budgeting
• Unlimited Accounts Add
• Credit Cards Transactions
• Available on All platforms
• Allows Investment Tracking (401k,IRA)

 

Cons

• UI & UX Feels basic compare to Paid Apps
• Connection Refresh takes time
• Missing Bills Tracking

 

Summary

Empower is our first choice is because its absolutely FREE for all. and it connects with every type of finance account you might want to track. It might look and feel basic but it works!

Get EMPOWER

 

Credit Karma 💼📉

 

If you don’t want to change a lot and go through linking all the accounts to the new app, Stick with Credit Karma as mint is moving to credit karma already in March. they will surely be Integrating more features to it.Right now its pretty basic compared to what mint had and its a shame

Get CreditKarma

PocketGuard 🛍️🔐

 

If simplicity is your preference, PocketGuard offers an easy-to-use platform for tracking expenses and managing budgets. The free version provides essential features to keep your finances in check.

Despite PocketGuard is FREE, some of the features, like setting up a personal debt payoff plan, unlimited category budgets, goals, and custom categories, are available on the Plus plan. So if all our free Basic features are still not enough for you, try PocketGuard Plus.

Get PocketGuard

Notable Free Finance Tracker Apps Options

Elevate Your Financial Game: Best Paid Alternatives 💳🚀

Monarch Money💪📈

Monarch Money stands out as the best-paid Mint app alternative, offering a comprehensive and sophisticated approach to personal finance management. With Monarch Money, users benefit from advanced budgeting tools, investment tracking features, and intuitive interfaces that streamline the financial management experience.

Free Trial : Yes , offers 30 days free trial!

Special Offer for Mint Users : 50% annual discount available for 1st yr with code MINT50

Price: 15.99/month or 99.99/yr

Copilot Money

The most advanced and great UI App with AI-Powered spending categorization. CoPilot Money ensures a seamless and efficient budgeting experience. The app’s subscription model unlocks a range of powerful features, allowing users to effortlessly track expenses, set savings goals, and gain valuable insights into their financial health.

Free Trial : Yes , 2 months free trial!

Special Offer for Mint Users : 2 Months free w/ code RIPMINT

Price: $13/month or $95/yr

Get Copilot!

YNAB : You Need a Budget

YNAB (You Need A Budget) emerges as the premier paid Mint app alternative, renowned for its proactive and transformative approach to budgeting. YNAB goes beyond traditional expense tracking, encouraging users to assign every dollar a specific purpose, fostering intentional and mindful spending. The app’s subscription-based model unlocks a wealth of features, providing users with a comprehensive toolset for financial empowerment.

Free Trial : Yes , YNAB offers 34 days free trial!

Special Offer for Mint Users : 1 Free Month

Price: $15.00/month or $99.00/yr

Transitioning Tips: Making the Switch from Mint Smooth 🔄🗺️

Navigating the transition from Mint to a new platform can be a breeze with these tips:

1. 1. Export Your Mint Data: Before bidding farewell to Mint, export your data to ensure a smooth transition.

1. 1. Evaluate Features: Assess the features offered by each alternative and choose the one that aligns with your financial goals.

1. 1. Update Budgets and Goals: Transfer your budget details and financial goals to the new platform for a seamless continuation.

1. 1. Explore Tutorials: Take advantage of tutorials provided by the alternatives to maximize your understanding of the platform.

1. Sync Your Accounts: Connect your bank and financial accounts to the new platform to maintain real-time tracking.

Hopefully you’ll find your match!